{"id":3049,"date":"2022-02-02T18:09:07","date_gmt":"2022-02-02T12:39:07","guid":{"rendered":"https:\/\/www.datalabelify.com\/?p=3049"},"modified":"2023-11-02T19:59:59","modified_gmt":"2023-11-02T14:29:59","slug":"artificial-intelligence-in-banking-insurance","status":"publish","type":"post","link":"https:\/\/www.datalabelify.com\/et\/tehisintellekt-panganduses-kindlustuses\/","title":{"rendered":"Tehisintellekt panganduses ja kindlustuses"},"content":{"rendered":"<h5><span data-sheets-value=\"{&quot;1&quot;:2,&quot;2&quot;:&quot;24.Artificial Intelligence In Banking &amp; Insurance&quot;}\" data-sheets-userformat=\"{&quot;2&quot;:513,&quot;3&quot;:{&quot;1&quot;:0},&quot;12&quot;:0}\">Tehisintellekt panganduses ja kindlustuses<\/span><\/h5>\n<p>Krediidi\u00fchistud ja pangad peavad pangandussektori ees seisvate v\u00e4ljakutsete lahendamiseks kaaluma tehnoloogial p\u00f5hinevaid lahendusi.<\/p>\n<p><strong>\u00c4riprobleemid<\/strong><\/p>\n<p>Pangandussektor on l\u00e4bimas suuri muutusi, mida \u00f5hutavad FinTechide uus oht, uued \u00e4rimudelid, suurenev regulatsioon ja surve j\u00e4rgida. <a href=\"https:\/\/www.datalabelify.com\/et\/\">Kasutajatugi<\/a> on praegu pangandussektori ees seisvate probleemide keskmes. Paljudel juhtudel ei paku traditsioonilised pangad teenuste kvaliteeti, mida kliendid ootavad, eriti mis puudutab tehnoloogiat. Pangandus- ja finantsteenuste sektori eeskirjad suurenevad j\u00e4tkuvalt ja n\u00f5uavad pankadelt tohutu osa oma eelarvest n\u00f5uete t\u00e4itmisele investeerima.<\/p>\n<h3>Mida saab AI aidata?<\/h3>\n<p>Tehisintellekti tehnikad, mida rakendatakse ettev\u00f5tete kogutud siseandmetele, aitavad kindlustusandjatel ja pankadel kasvada kahel viisil. \u00dchest k\u00fcljest aitavad need neil t\u00f5husamalt klientideni j\u00f5uda, pakkudes klientidele suuremat isikup\u00e4rastamist ja suurendades lojaalsust (tarbimise prognoosimine, n\u00e4iteks \u00fclesm\u00fc\u00fck, ristm\u00fc\u00fcgi prognoosimine klientide loobumise m\u00e4\u00e4ra kohta, toodete kohandamine jne). Kuid need aitavad t\u00e4iustada nende protsesse, muutes need t\u00f5husamaks ja seega parandavad nende j\u00f5udlust.<\/p>\n<p><img loading=\"lazy\" decoding=\"async\" class=\"alignnone size-medium wp-image-3057\" src=\"https:\/\/www.datalabelify.com\/wp-content\/uploads\/2022\/02\/Artificial-Intelligence-In-Banking-Insurance-2-300x157.jpg\" alt=\"Tehisintellekt panganduses ja kindlustuses\" width=\"300\" height=\"157\" title=\"\"><\/p>\n<p><strong>Kasutage eksemplare<\/strong><\/p>\n<ul>\n<li>Investeerimisennustuste tegemine: masin\u00f5ppetehnoloogiad pakuvad t\u00e4iustatud turu\u00fclevaadet, mis v\u00f5imaldab fondihalduritel teatud turuarenguid traditsioonilistest investeerimisstrateegiatest varem \u00e4ra tunda. <a href=\"https:\/\/www.tesladigitalhq.com\/\" target=\"_blank\" rel=\"noopener\">ML tehnoloogia<\/a> automaatsete investeerimisn\u00f5ustajate loomiseks ja h\u00e4ire investeerimispanganduse valdkonnas on v\u00e4ga ilmne.<\/li>\n<li>Turvalised tehingud: tehisintellekti\/masin\u00f5ppe algoritmilised tehnikad on tehingutega seotud pettuste de\u0161ifreerimisel \u00e4\u00e4rmiselt t\u00f5husad, anal\u00fc\u00fcsides miljoneid andmebaase, mis v\u00f5ivad inimsilmale kahe silma vahele j\u00e4\u00e4da. Mudelid p\u00f5hinevad tavaliselt kliendi k\u00e4itumise Internetis ja tehingute ajaloo anal\u00fc\u00fcsimisel.<\/li>\n<li>Riskijuhtimine: masin\u00f5ppe tehnikaid kasutades suudavad pangaasutused ja pangad suure hulga teabeallikate anal\u00fc\u00fcsimise kaudu riskitaset j\u00e4rsult v\u00e4hendada. Erinevalt traditsioonilistest meetoditest, mis tavaliselt piirduvad elut\u00e4htsate andmetega, nagu krediidiskoor, saab ML riski v\u00e4hendamiseks anal\u00fc\u00fcsida m\u00e4rkimisv\u00e4\u00e4rses koguses isiklikku teavet.<\/li>\n<li>Klientide teabehaldus: masin\u00f5ppemeetodite kasutamine nende tohutute andmehulkade haldamiseks toob kaasa protsesside t\u00f5hususe ja kasu andmetest t\u00f5elise \u00fclevaate hankimisest. Tehisintellekt ja ML-t\u00f6\u00f6riistad, nagu andmeanal\u00fc\u00fcs, andmekaevandamine ja loomuliku keele t\u00f6\u00f6tlemine, pakuvad andmetest kasulikku teavet, mis aitab saavutada tulusama \u00e4ri.<\/li>\n<li>Protsesside automatiseerimine: masin\u00f5ppep\u00f5hised lahendused v\u00f5imaldavad finantsettev\u00f5tetel k\u00e4sitsi \u00fclesandeid t\u00e4ielikult asendada, automatiseerides korduvad toimingud intelligentse protsesside automatiseerimisega, mis parandab ettev\u00f5tte t\u00f5husust. Masin\u00f5ppetehnoloogia v\u00f5imaldab teil kiiresti andmetele juurde p\u00e4\u00e4seda, mustreid ja k\u00e4itumist t\u00f5lgendada ning seej\u00e4rel mustreid j\u00e4rgida.<\/li>\n<\/ul>\n<p><strong>Miks peaksite meid valima?<\/strong><br \/>\nMasin\u00f5pe m\u00e4ngib t\u00e4nap\u00e4eval olulist rolli paljudes finantss\u00fcsteemi elementides, sealhulgas varade haldamisel, riskide hindamisel, finantsn\u00f5u andmisel, finantspettuste dokumentidega v\u00f5itlemisel, dokumentide autentimisel ja muul viisil.<\/p>\n<p>Meie, Labelify, usume, et AI on iga ettev\u00f5tte jaoks eluliselt t\u00e4htis. Seet\u00f5ttu oleme loonud t\u00f6\u00f6riista, mis v\u00f5imaldab kasutajatel kasutada tehisintellekti ja masin\u00f5ppe eeliseid!<\/p>","protected":false},"excerpt":{"rendered":"<p>Artificial Intelligence In Banking &amp; Insurance Credit unions and banks must consider solutions that are based on technology to the challenges facing the banking industry. Business Problems The banking sector is going through major changes, fueled by the new threat from FinTechs, new business models, increasing regulation and the pressure to comply. Customer service is [&hellip;]<\/p>","protected":false},"author":3,"featured_media":14319,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"inline_featured_image":false,"footnotes":""},"categories":[1],"tags":[],"class_list":["post-3049","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-data-annotation"],"blocksy_meta":[],"featured_image_urls":{"full":["https:\/\/www.datalabelify.com\/wp-content\/uploads\/2022\/02\/Artificial-Intelligence-In-Banking.jpg",2240,1260,false],"thumbnail":["https:\/\/www.datalabelify.com\/wp-content\/uploads\/2022\/02\/Artificial-Intelligence-In-Banking-150x150.jpg",150,150,true],"medium":["https:\/\/www.datalabelify.com\/wp-content\/uploads\/2022\/02\/Artificial-Intelligence-In-Banking-300x169.jpg",300,169,true],"medium_large":["https:\/\/www.datalabelify.com\/wp-content\/uploads\/2022\/02\/Artificial-Intelligence-In-Banking-768x432.jpg",768,432,true],"large":["https:\/\/www.datalabelify.com\/wp-content\/uploads\/2022\/02\/Artificial-Intelligence-In-Banking-1024x576.jpg",1024,576,true],"1536x1536":["https:\/\/www.datalabelify.com\/wp-content\/uploads\/2022\/02\/Artificial-Intelligence-In-Banking-1536x864.jpg",1536,864,true],"2048x2048":["https:\/\/www.datalabelify.com\/wp-content\/uploads\/2022\/02\/Artificial-Intelligence-In-Banking-2048x1152.jpg",2048,1152,true],"trp-custom-language-flag":["https:\/\/www.datalabelify.com\/wp-content\/uploads\/2022\/02\/Artificial-Intelligence-In-Banking-18x10.jpg",18,10,true],"ultp_layout_landscape_large":["https:\/\/www.datalabelify.com\/wp-content\/uploads\/2022\/02\/Artificial-Intelligence-In-Banking-1200x800.jpg",1200,800,true],"ultp_layout_landscape":["https:\/\/www.datalabelify.com\/wp-content\/uploads\/2022\/02\/Artificial-Intelligence-In-Banking-870x570.jpg",870,570,true],"ultp_layout_portrait":["https:\/\/www.datalabelify.com\/wp-content\/uploads\/2022\/02\/Artificial-Intelligence-In-Banking-600x900.jpg",600,900,true],"ultp_layout_square":["https:\/\/www.datalabelify.com\/wp-content\/uploads\/2022\/02\/Artificial-Intelligence-In-Banking-600x600.jpg",600,600,true],"yarpp-thumbnail":["https:\/\/www.datalabelify.com\/wp-content\/uploads\/2022\/02\/Artificial-Intelligence-In-Banking-120x120.jpg",120,120,true]},"post_excerpt_stackable":"<p>Artificial Intelligence In Banking &amp; Insurance Credit unions and banks must consider solutions that are based on technology to the challenges facing the banking industry. Business Problems The banking sector is going through major changes, fueled by the new threat from FinTechs, new business models, increasing regulation and the pressure to comply. Customer service is at the center of the issues that the banking industry faces in the present. In many ways traditional banks aren&#8217;t providing the quality of services that customers expect particularly when it comes to technology. The regulations within the banking and financial services sector continue to&hellip;<\/p>\n","category_list":"<a href=\"https:\/\/www.datalabelify.com\/et\/category\/andme-annotatsioon\/\" rel=\"category tag\">Data Annotation<\/a>","author_info":{"name":"Parth P","url":"https:\/\/www.datalabelify.com\/et\/author\/soeuidhae\/"},"comments_num":"0 comments","_links":{"self":[{"href":"https:\/\/www.datalabelify.com\/et\/wp-json\/wp\/v2\/posts\/3049","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.datalabelify.com\/et\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.datalabelify.com\/et\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.datalabelify.com\/et\/wp-json\/wp\/v2\/users\/3"}],"replies":[{"embeddable":true,"href":"https:\/\/www.datalabelify.com\/et\/wp-json\/wp\/v2\/comments?post=3049"}],"version-history":[{"count":3,"href":"https:\/\/www.datalabelify.com\/et\/wp-json\/wp\/v2\/posts\/3049\/revisions"}],"predecessor-version":[{"id":3058,"href":"https:\/\/www.datalabelify.com\/et\/wp-json\/wp\/v2\/posts\/3049\/revisions\/3058"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/www.datalabelify.com\/et\/wp-json\/wp\/v2\/media\/14319"}],"wp:attachment":[{"href":"https:\/\/www.datalabelify.com\/et\/wp-json\/wp\/v2\/media?parent=3049"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.datalabelify.com\/et\/wp-json\/wp\/v2\/categories?post=3049"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.datalabelify.com\/et\/wp-json\/wp\/v2\/tags?post=3049"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}